Thursday, June 26, 2008

Setting Your Goals - Easier Said Easily Done

The basics of setting a goal is an well known secret known by top of the line athletes, successful businessmen and businesswomen and all types of achievers in all the different fields. The basics of setting goals provide you short-term and long-term inspiration and focus. They assist you in focusing on the achievement of required knowledge and help you to plan and organize your resources and your time so that you can get the most out of your life.

Setting clearly defined short term and long term goals will enable you to assess your growth and gain self satisfaction once you have successfully achieved your goals. Charting your growth will also enable you to visually see the stages of completion leading to the actual realization of your goals. This eliminates the feeling of a long and pointless grind towards reaching your goal. Your sense of self-worth and level of competence will also progress as you will be more conscious of your capabilities as you finish or attain your goals.

The basics of goal settings will involve deciding what you really want to do with the rest of your life and what short term and long term objectives you need to accomplish it. Then you have dwindle down objectives into the smaller and more manageable targets that you must conquer in your way to achieving your lifetime targets. Once you have your goal sheet waste no time in tackling your goals.

A good way to have a workable target list is to have a day-by-day and weekly set of goals. By doing this you will be always in the position of progressing towards your life plan goals. Each day will give you the opportunity to fulfill a predetermined goal awarding you the feeling of accomplishment.

Here are some pointers that should be taken into consideration in setting goals and achieving them.

Self-projection plays a very big role in making and achieving your goals. You must ask yourself if any part of you or your mind is preventing you from completing your simplest goals. If there are any aspects of your behavior that is being an obstacle or puts your plans into state of disorder? If you do have issues in these areas then the immediate thing to do is to face this problem. Solutions may include a trip to a medical professional or psychiatrist to control your feelings.

Careers are made by positive time management practice. Failing in a career is often associated with bad time management. Careers require a lot from an individual which often makes the career the life of the individual. Plan how far you want to advance into your career.

Education is key in achieving your goals. If your goals require you to obtain a certain kind of degree or require a certain specialization or demand a special skill to be developed, make plans in getting the appropriate education.

Your family should never be left out of your plans. If you are just beginning then you have to decide if you want to be a parent or when you want to be a parent. You also have to figure out if you honestly would be a good parent and how well would you relate to extended family members

Personal finance issues also play a major role in accomplishing your goals. Have a realistic goal on how much you really want to earn. You also must be capable of creating plans or stages by which you will be able to achieve your earning potential.

Physically talented individuals should be able to achieve athletic related goals such as being in the National Basketball association or National Football League. Determining your physical capabilities should be one of your priorities. Physical could however dissipate with the right planning.

As a wise man once said -'All work and no play makes Jack a dull boy', or something to that effect, is by all means correct down to the last the letter. Allotting time to give yourself a little pleasure: should be worked into your plans.

To start obtaining your long-term goals, set a quarter of a century plan, then break it down to 5 year plans then break it down again to 12-month plans, then 6-month plans then 30 day plans, then 7 day, then daily.

Then create a goal sheet for the day.

Always review your plans and prepare for contingencies.

The basics of goal settings should not be so difficult once you get use to them.

Dick Ingersoll is an incessant student, and is fired up to share what he has learned with others. He has pulled it all together for you at: Simple Goal Setting

Thursday, June 19, 2008

How to Achieve Happiness through Meditation

There is a simple way to achieve happiness. The means is to simply be happy. You are most likely wondering right now, how do I get to be happy?" "Things just don't work like that, it doesn't take into consideration the times that I am wretchedly unhappy because of problems or mishaps that arise in my day to day life, not to mention the tragedies." At this stage I have to halt and meditate. Meditation can be performed in many different ways, just find the one that works best for your purposes.

Being happy more often than you have been is an extremely difficult task to accomplish-not in the doing of it once you know how and then in keeping conscious of what you have learned. Yet, I still say that with meditation it can be accomplished. The path that you have chose that brought you to your current situation was not a few days or months in the making, but a long and arduous path that has spanned through many years.

In reality it has taken you as long as you have been alive to become the way you are today. It has also taken you that long to gain what you have achieved, to possess, and to land at your current condition. By finding the time to meditate and think about who you are, and whether what you have in your life is truly what you desire, If you are 100% satisfied with the way your life is going, congratulations-continue to do what you have been doing and you will acquire more of what you currently have in your life.

But if who you are, what you have, and your present situation are less than what you want or perhaps vary from what you long for, you have to start meditating about some basic alterations you will need to make in your life. Failure to make those alterations will find you continuing to seek the things you really would like in your life as the years fly past.

Because some of this that you are reading will seem out of reach, preposterous, or to you maybe even irrational and it may at first offend you, causing you to ridicule what you are reading and maybe even make you feel you need to reject what you have read. I really want to suggest to you that prior to rejecting how meditation can assist you through your life, ask yourself whether or not you want it to be true-then for your benefit please give yourself the chance to see it as true.

In this day and age with all the things we have to deal with in our lives it is very hard to stay on an upbeat level and be happy all the time, But just by taking a few moments a day just meditating by yourself will help you to put things in perspective where instead of being unhappy about the situation you are in, you can find a way to find the happy part of being unhappy.

Dick Ingersoll is an eternal student, and is excited to share what he is learning with others. He has pulled it all together for you at: Simple Meditation

Thursday, June 12, 2008

How to Use Goal Setting to Reduce Debt

Is goal setting a valid strategy to trim down debt? Personal financial debt can seem overwhelming on occasion. It can cause a good deal of frustration and stress in our lives. In fact, financial problems are among the leading causes of divorce in this country. Debt can also lead to poor health.

There is a way out of debt. It takes three steps. First, you must admit that you have too much debt. Next, you must commit to adopting the necessary actions to reduce your debt. Finally, you must use goal setting to establish a step-by-step plan to escape from debt.

The first step in goal setting for debt reduction is to analyze how much debt you have. Most people are not mindful of the total debt they face. This adds to your stress because ignoring a problem doesn't make it go away. Most experts propose creating a chart or spreadsheet that lists all of your creditors and the total you owe. Also list the rate of interest for each debt. Then prioritize which creditors you should pay off first.

The next step in debt reduction goal setting is to ascertain the lowest payment each creditor will consent to. List that on the chart or spreadsheet. Keep in mind that if you only make the minimum payment monthly, your finance charges will eat up most, if not all, of your payment. There are a number of free debt reduction calculators accessible on the web. This will help you determine how much additional you need to pay. It will also help you with your goal setting efforts.

At this point, a lot of people feel completely overwhelmed by the amount of debt they may be facing. If you find yourself in this spot, you might want to think about a credit counseling or debt consolidation service. There are several good ones available. Check with you local Better Business Bureau and online to decide which is right for you.

In your goal setting and analysis, you may decide that you are not able to afford to make any increase in your current debt reduction payments. This isn't necessarily true. Review your present household budget and search for areas where small modifications can be made. Remember, it only takes a few dollars added to your monthly debt payments to make a difference.

Other goal setting suggestions for debt reduction are to reduce your expenses. Analyze your utility expenses. This is an area we have a little control. Also take a look at reducing your grocery spending. Buy only those items you genuinely need by avoiding impulse items. Shopping at wholesale warehouse club stores will usually save you money. Throw away your credit cards. Drastic but it works. Carry only one major credit card and use it only for emergencies.

Goal setting will help you stay motivated to reduce your debt. Place your chart or spreadsheet so that it is visible. Break your goals into small chunks. This will produce some easy wins. Record those wins on your chart. It's also important that you give yourself rewards for accomplishing those goals. This will help you stay motivated. Goal setting to reduce your debt can be enjoyable if it is approached with the right intent. Finally, statistics indicate that the majority of people who apply goal setting to reduce their debt are debt free in three to four years. In the scheme of things, that is a very short time.

Dick Ingersoll is an eternal student, and is fired up to share what he is learning with others. He has collected it all together for you at: Simple Goal Setting

Thursday, June 5, 2008

Can Goal Setting be used to Complete Your Education

There is a wise saying that says it is never too late to follow your dreams. This is especially true when it comes to completing your post high school college degree. Several adults drop out of college for different reasons and then wish later that they had finished their degrees. The truth is that you can still complete your college degree no matter what your age or circumstances. This is where goal setting will help you attain your dreams.

A college degree can enhance your life in ways that you can't even imagine. Not only will it give you more options in your life, it will also help raise your sense of self-worth and self-confidence. That in itself will have large payoffs. Statistically those with a bachelor's degree will earn about $1,000,000 more in their lifetimes than those who don't. That's a huge plus for finishing your degree.

Goal setting for returning to college to finish your degree requires several steps in order to be successful. First, make a list of all of the obstacles you are facing to complete your goal. Secondly, brainstorm ideas for overcoming those obstacles. Each person's circumstances are different. However, there are some basic goal setting ideas that apply to just about every one.

First, most states have a two year community college system. If you live close to a major city, there is most often one within driving distance. Many returning students begin there. The reason is that it's less costly as a four year college or university. Set an appointment to converse with a counselor at the school nearest you. This person should be able to assist you with your goal setting by outlining options.

One of the advantages of the community college system is that you don't have to have a high school diploma to be able to attend. All you have to be is eighteen and older. Be sure and include this option in your goal setting.

The next step in your goal setting to is to decide which option is most beneficial for you. Many colleges and universities give the choice of online degree programs for those people who don't have easy access to a college campus. You might keep in mind the combining of online and classroom classes. Again, a counselor will be able to assist you. Just make sure that the courses you have opted for are transferable to the degree that you have chosen as your goal.

Finding the time in your busy adult schedule is an obstacle that you will face in goal setting. You will require the help and assistance of your family and friends to attain your goal. Make sure everyone in your family is onboard and supports you. Everybody will have to make sacrifices, but they won't be insurmountable.

Goal setting should involve everybody in your family. They need to have some ownership in your goal. Sit down with your family and look over the individual days and the weeks in your schedule. You will find the time if you try hard enough.

The good news is that you have many more choices available to you in your goal setting than were available even a few years ago. Evening classes are usually offered. There are also some colleges that offer weekend classes for working adults. Many colleges and universities are now providing accelerated courses where you focus on only one or two classes at a time until those are finished.

Most colleges have support groups available for adults who are returning to school after long periods of time. Take advantage of them. They can offer resources that you probably weren't aware of in your initial planning. Remember, are able to attain your goal of a college degree and goal setting will help you reach your dream.

Dick Ingersoll is an eternal student, and is fired up to share what he is learning with others. He has pulled it all together for you at: Simple Goal Setting